Bank Routing Numbers On A Check
All bank routing numbers are for American banks, monetary institutions and credit unions.
These include the addresses, phone numbers and routing numbers for Wells Fargo, Chase, Residents Bank, Citibank, Capital One, Comerica, BBVA Compass, Charles Schwab and Commerce Bank and plenty of others.
Please notice that a bank or financial institution can have more than one routing number. The routing numbers listed are the FedACH numbers, used for digital transfers. For many banks, this is the same number because the ABA routing number lookup number discovered on checks, but not always.
We suggest additionally looking for 'routing number' on your banks' homepage. This web page is updated yearly. A bank routing number will normally not change. One reason it might change, nonetheless, would be in the case of a bank merger. For each day up to date routing number lists, please refer to the lookup services listed under 'Other Resources'.
Methods to discover the routing number and account number on a check.
With a view to send and receive money from other financial establishments, banks and credit unions need a routing number.
What's a routing number?
It’s a 9-digit number assigned to a bank or credit union so it might probably send and receive funds from different financial institutions. The routing number determines the place your account was opened.
It is usually often called an ABA (American Bankers Affiliation) number, and as a routing transit number.
Moderately than reading a check to find out your bank’s name and potentially confusing it with a bank of the same name, routing numbers help bank staff and the machines that now process checks to know exactly where cash is meant to go. That manner, checks intended for Bank of America and American Bank never go to the wrong place by mistake.
One bank could have many routing numbers, relying on things like the location of the account or the task it’s getting used for, but no 2 banks will ever have the same routing number.
Routing numbers are used for many on a regular basis tasks:
Automatic invoice payments.
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The place to find a routing number
The routing number is part of the magazinenetic ink character recognition, or MICR, line on the bottom of your check, which additionally includes your account number. If you happen to’re trying to find out your bank’s routing number, that’s a good place to start.
Pattern of a personal check
Alternatively, your bank’s website may submit its routing numbers online. That’s because, not like your checking account or financial savings account number, it’s not one thing you really have to maintain secret, says C. Diane Poole, senior vice president, member & technical companies on the ABA.
"Most banks will submit their routing numbers on their web sites, because when people need to wire them money, they want that info," Poole says. "It turns into more sensitive when you have a routing number and an account number, because then you can even have access to someone’s individual account."
You’ll additionally wish to make sure you have the appropriate routing number for what you’re making an attempt to do. For example, the routing number in your checks could differ from the number you'll use for doing a wire transfer.
The place did routing numbers come from?
Routing numbers had been originally created by the ABA in 1910 as a way to make check processing simpler and more safe, Poole says.
"They wanted a option to uniquely determine the paying bank — in other words, the bank that was going to be liable for truly honoring the check — so this was form of the first time that an identification number was used," Poole says. "This was back when there weren’t any computers."
Routing numbers had been created by the American Bankers Association in 1910 as a strategy to uniquely establish the paying bank.
The routing number helped an individual taking a check be sure they would actually get the cash the check promised from the payer’s bank.
After the Federal Reserve was founded and took on a large position in the processing of payments, a Federal Reserve number was added to every bank’s routing number. That "Federal Reserve routing image," as it’s formally recognized now, specifies the type of establishment and the Federal Reserve district through which the account was opened.
Check processing turns into nearly instantaneous
The numbers would go on for use in electronic check-cashing networks starting within the Nineteen Sixties, which enormously sped up check processing. The passage of the Check 21 Act, and the flexibility of banks to make electronic copies of checks for transportation, slightly than sending paper copies, has made processing virtually instantaneous.
In fact, routing numbers are a part of the reason that the "check float" — writing a check you don’t have the cash to cover in hopes that a deposit will come via to cover it earlier than it's processed — doesn’t really work anymore, Poole says.
"Once you write a check, there’s a chance the money’s already been debited earlier than the ink dries on the check if it’s been remotely captured," Poole says. "Folks just want to know that payments move at lightning speed."
In different words, don’t write checks that your bank can’t cash instantaneously.
Prime one hundred fifty Largest US Banks.
Click on the link within the article to see the whole checklist of bank routing numbers for America's High 150 banks.
Following are the a hundred and fifty U.S. monetary establishments with essentially the most deposits as of 31 Dec 2008 (in billions of U.S. dollars). For up to date info, go to www.fdic.gov. Note: Click on on the bank or credit union's name to go directly to their website.
Rank Name Headquarters Deposits (billions)
1 JP Morgan Chase & Co. New York, NY $1,009
2 Bank of America Charlotte, NC $884
three Wells Fargo San Francisco, CA $785
4 Citigroup New York, NY $774
5 PNC Monetary Services Group Pittsburgh, PA $193
6 HSBC Holdings London $161
7 Bank of New York Mellon New York, NY $a hundred and sixty
8 U.S. Bancorp Minneapolis, MN $159
9 SunBelief Bank Atlanta, GA $113
10 State Street Corp. Boston, MA $112
11 Capital One Financial McClean, VA $109
12 BB&T Company Winston-Salem, NC $98.7
thirteen Toronto-Dominion Bank Toronto, ON $95.6
14 Royal Bank of Scotland Edinburgh $94.eight
15 Regions Financial Birmingham, AL $90.9
sixteen Fifth Third Bancorp Cincinnati, OH $78.9
17 ING Group Wilmington, DE $71.8
18 KeyCorp Cleveland, OH $65.3
19 Northern Trust Chicago, IL $62.4
20 Bank of Montreal Toronto, ON $53.7
21 BNP Paribas (Bank of the West) Paris $46.6
22 Mitsubishi UFJ Financial Group (Union Bank) Tokyo $46.1
23 Allied Irish Banks Dublin $42.6
24 Comerica Dallas, TX $42.2
25 Zions Bancorp Salt Lake City, UT $41.three
26 Marshall & Ilsley Milwaukee, WI $41.1
27 Banco Bilbao Vizcaya Argentaria S.A. Bilbao, Spain $38.8
28 Huntington Bancshares Columbus, OH $38.zero
29 E-Trade Financial New York $29.9
30 Synovus Monetary Corp. Columbus, GA $28.6
31 Standard Inc. San Juan, PR $27.6
32 Navy Federal Credit Union Vienna, VA $24.7
33 Charles Schwab Corp. San Francisco, CA $23.9
34 Royal Bank of Canada (Centura) Toronto, ON $21.1
35 Colonial BancGroup Inc. Montgomery, AL $18.7
36 Hudson Metropolis Bancorp Paramus, NJ $18.7
37 Deutsche Bank Frankfurt $17.1
38 People’s United Monetary Inc. Bridgeport, CT $15.6
39 State Staff Credit Union Raleigh, NC $15.3
forty Related Banc-Corp Green Bay, WI $15.2
41 BOK Monetary Corp. Tulsa, OK $15.zero
42 New York Neighborhood Bancorp Inc. Westbury, NY $14.6
43 First Horizon Nationwide Bancorp Memphis, TN $14.2
44 First Residents Bancshares Raleigh, NC $13.7
45 Astoria Monetary Corp. Lake Success, NY $13.7
46 First Bancorp San Juan, PR $13.1
forty seven Commerce Bancshares Kansas City, MO $12.9
forty eight Metropolis National Bank Beverly Hills, CA $12.7
49 Webster Monetary Corp Waterbury, CT $11.9
50 FBOP Corp Oak Park, IL $11.8
51 Cullen/Frost Bankers Inc. San Antonio, TX $11.6
52 Guaranty Monetary Group Inc. Austin, TX $11.6
53 AmTrust Monetary Corp. Cleveland, OH $11.4
54 New York Private Bank & Trust Corp New York, NY $11.three
55 W Holding Co. Inc. Mayaguez, PR $10.9
56 Fulton Financial Corp. Lancaster, PA $10.6
fifty seven Pentagon Federal Credit Union Alexandria, VA $10.5
58 TCF Financial Wayzata, MN $10.three
fifty nine Lehman Brothers Holdings Inc. New York $10.2
60 Bancorpsouth, Inc. Tupelo, MS $9.sixty three
61 Valley Nationwide Bank Wayne, NJ $9.52
sixty two South Financial Group Greenville, SC $9.forty five
sixty three Whitney Holding Corp. New Orleans, LA $9.27
sixty four Susquehanna Bancshares Inc. Lititz, PA $9.07
sixty five Residents Republic Bancorp Inc. Flint, MI $9.06
66 UCBH Holdings, Inc. San Francisco, CA $8.ninety seven
sixty seven Raymond James Monetary Inc. St. Petersburg, FL $8.seventy nine
sixty eight First Banks Inc. Clayton, MO $8.74
sixty nine Wilmington Trust Wilmington, DE $8.sixty six
70 BankUnited Financial Corp. Coral Gables, FL $8.61
71 Third Federal S&L Cleveland, OH $8.forty eight
seventy two Wintrust Financial Corp Lake Forest, IL $8.38
seventy three Sterling Financial Corp. Spokane, WA $8.37
74 Bank of Hawaii Honolulu, HI $8.29
75 Arvest Bank Group Bentonville, AR $8.23
seventy six East West Bancorp Inc. Pasadena, CA $8.15
77 FirstBank Holding Co. Lakewood, CO $8.eleven
seventy eight PrivateBancorp Chicago, IL $8.00
79 Flagstar Bancorp Inc. Troy, MI $7.ninety one
80 Boeing Staff Credit Union Tukwila, WA $7.88
81 UMB Financial Corp. Kansas City, MO $7.73
82 Midland Monetary Oklahoma City, OK $7.sixty four
83 Firstmerit Corp. Akron, OH $7.60
eighty four Corus Bancshares, Inc. Chicago, IL $7.59
85 SVB Financial Group Santa Clara, CA $7.53
86 Prosperity Bancshares Inc. Houston, TX $7.33
87 Washington Federal, Inc. Seattle, WA $7.29
88 United Group Banks, Inc. Blairsville, GA $7.00
89 MetLife Inc. New York, NY $6.88
90 International Bankshares Corp Laredo, TX $6.86
ninety one Cathay Normal Bancorp El Monte, CA $6.eighty four
ninety two Trustmark Corp. Jackson, MS $6.eighty two
93 Central Bancompany Jefferson Metropolis, MO $6.seventy nine
94 Umpqua Holdings Corp. Portland, OR $6.60
95 Pacific Capital Bancorp Santa Barbara, CA $6.59
96 SchoolsFirst Federal Credit Union Santa Ana, CA $6.fifty five
97 MB Monetary, Inc. Chicago, IL $6.50
ninety eight Nationwide Penn Bancshares Inc. Boyertown, PA $6.39
99 Cam-Discount Ltd. Grand Cayman $6.21
one hundred Apple Financial Holdings Inc. New York, NY $6.09
one hundred and one F.N.B. Corp Hermitage, PA $6.05
102 First Niagara Financial Lockport, NY $6.05
103 Golden 1 Credit Union Sacramento, CA $6.00
104 Hancock Holding Firm Gulfport, MS $5.ninety three
a hundred and five First Residents Bancorp, Inc. Columbia, SC $5.80
106 United Bancshares, Inc. Charleston, WV $5.65
107 First Midwest Bancorp, Inc. Itasca, IL $5.fifty nine
108 Old National Bancorp Evansville, IN $5.forty two
109 Otto Bremer Basis St. Paul, MN $5.40
one hundred ten First Interstate Bank Billings, MT $5.17
111 Northwest Bancorp MHC Warren, PA $5.12
112 Japanese Bank Corp. Boston, MA $5.10
113 Suncoast Schools Federal Credit Union Tampa, FL $5.05
114 Banco Santander Santander, Spain $5.02
one hundred fifteen EverBank Financial Corp. Jacksonville, FL $5.02
116 Dickinson Financial Corp. Kansas Metropolis, MO $4.98
117 Boston Private Financial Holdings, Inc. Boston, MA $4.92
118 FirstFed Monetary Corp. Los Angeles, CA $4.ninety one
119 Bank Leumi Ie-Israel, BM Tel-Aviv, Israel $4.eighty two
120 American Airlines Federal Credit Union Fort Price, TX $4.81
121 Rabobank Nederland Utrecht $4.79
122 Park Nationwide Corp. Newark, OH $4.seventy six
123 Provident Bancshares Baltimore, MD $4.75
124 Alliant Credit Union Chicago, IL $4.67
one hundred twenty five Capitol Bancorp Ltd. Lansing, MI $4.50
126 NewAlliance Bancshares Inc New Haven, CT $4.forty seven
127 Johnson Financial Group Racine, WI $4.forty three
128 R&G Financial Corp. Hato Rey, PR $4.43
129 Doral Monetary Corp San Juan, Puerto Rico $4.40
a hundred thirty Mercantil Servicios Financieros Caracas $4.36
131 First Commonwealth Financial Corporation Indiana, PA $4.28
132 Pinnacle Bancorp Inc. Central City, NE $4.27
133 Investors Bancorp MHC Quick Hills, NJ $4.26
134 Provident Financial Providers Inc. Jersey Metropolis, NJ $4.25
a hundred thirty five Ocean Bankshares, Inc. Miami, FL $4.17
136 Security Service Federal Credit Union San Antonio, TX $4.07
137 Capitol Federal Savings Bank MHC Topeka, KS $4.01
138 Iberiabank Corp. Lafayette, LA $4.00
139 SNBNY Holdings Gibraltar $3.ninety nine
one hundred forty San Diego County Credit Union San Diego, CA $3.97
141 America First Federal Credit Union Riverdale, UT $3.ninety seven
142 Harleysville National Corp. Harleysville, PA $3.94
143 BFC Financial Corp Fort Lauderdale, FL $3.ninety three
one hundred forty four Amcore Financial Inc. Rockford, IL $3.93
145 NBT Bancorp Inc. Norwich, NY $3.ninety two
146 Central Pacific Financial Corp. Honolulu, HI $3.91
147 Sterling Bancshares Houston, TX $3.82
148 Banner Corp. Walla Walla, WA $3.seventy eight
149 First Retailers Corp Muncie, IN $3.72
one hundred fifty Community Bank System De Witt, NY $3.70